[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.gapron.cz\/lidske-zdravi-k-nezaplaceni\/#Article","mainEntityOfPage":"https:\/\/www.gapron.cz\/lidske-zdravi-k-nezaplaceni\/","headline":"Lidsk\u00e9 zdrav\u00ed k nezaplacen\u00ed","name":"Lidsk\u00e9 zdrav\u00ed k nezaplacen\u00ed","description":"Z mnoha jednotliv\u00fdch druh\u016f poji\u0161t\u011bn\u00ed se sestavuje jedno komplexn\u00ed, kter\u00e9 obsahuje takov\u00e9, kter\u00e9 si sami vyberete. Jedinou v\u00fdjimkou je poji\u0161t\u011bn\u00ed smrti. Jedn\u00e1 se vlastn\u011b o takov\u00e9 poji\u0161t\u011bn\u00ed, kdy poji\u0161\u0165ovna poskytne v p\u0159\u00edpad\u011b \u00famrt\u00ed poji\u0161t\u011bn\u00e9ho j\u00edm zvolen\u00e9 osob\u011b aktu\u00e1ln\u011b platnou pojistnou &hellip; <div class=\"read-more\"><a href=\"https:\/\/www.gapron.cz\/lidske-zdravi-k-nezaplaceni\/\" class=\"more-link\">Read More<\/a><\/div>","datePublished":"2021-01-16","dateModified":"2023-05-07","author":{"@type":"Person","@id":"https:\/\/www.gapron.cz\/author\/#Person","name":"","url":"https:\/\/www.gapron.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/48db5b3634ed7a3f1f89bca90f0a2521b0bb3970d57e3653d258d10b0f31fdf3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/48db5b3634ed7a3f1f89bca90f0a2521b0bb3970d57e3653d258d10b0f31fdf3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"gapron.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.gapron.cz\/wp-content\/uploads\/teddy-242851_1280.jpg","url":"https:\/\/www.gapron.cz\/wp-content\/uploads\/teddy-242851_1280.jpg","height":0,"width":0},"url":"https:\/\/www.gapron.cz\/lidske-zdravi-k-nezaplaceni\/","about":["Business"],"wordCount":466,"articleBody":"   Z mnoha jednotliv\u00fdch druh\u016f poji\u0161t\u011bn\u00ed se sestavuje jedno komplexn\u00ed, kter\u00e9 obsahuje takov\u00e9, kter\u00e9 si sami vyberete. Jedinou v\u00fdjimkou je poji\u0161t\u011bn\u00ed smrti. Jedn\u00e1 se vlastn\u011b o takov\u00e9 poji\u0161t\u011bn\u00ed, kdy poji\u0161\u0165ovna poskytne v p\u0159\u00edpad\u011b \u00famrt\u00ed poji\u0161t\u011bn\u00e9ho j\u00edm zvolen\u00e9 osob\u011b aktu\u00e1ln\u011b platnou pojistnou \u010d\u00e1stku (nebo kapit\u00e1lovou hodnotu). Jedn\u00e1 se o pln\u011bn\u00ed, kter\u00e9 nespad\u00e1 do d\u011bdick\u00e9ho \u0159\u00edzen\u00ed, dostane jej \u010dist\u011b ta jist\u00e1 osoba jakoby nav\u00edc. Je mo\u017en\u00e9 sjednat konec poji\u0161t\u011bn\u00ed, kdy se pot\u00e9 vyplat\u00ed kapit\u00e1lov\u00e1 hodnota ve sv\u00e9 aktu\u00e1ln\u00ed v\u00fd\u0161i ke sjednan\u00e9mu dni ukon\u010den\u00ed.N\u011bco jin\u00e9ho pak p\u0159edstavuje poji\u0161t\u011bn\u00ed smrti n\u00e1sledkem \u00farazu. Jedn\u00e1 se vlastn\u011b o tot\u00e9\u017e, co v p\u0159edchoz\u00edm p\u0159\u00edpad\u011b, ale v p\u0159\u00edpad\u011b \u00famrt\u00ed nap\u0159\u00edklad p\u0159i dopravn\u00ed nehod\u011b poskytuje poji\u0161\u0165ovna dvojn\u00e1sobek aktu\u00e1ln\u011b platn\u00e9 pojistn\u00e9 \u010d\u00e1stky (maxim\u00e1ln\u011b v\u0161ak 1 milion korun).Dal\u0161\u00ed mo\u017enost\u00ed je poji\u0161t\u011bn\u00ed trval\u00fdch n\u00e1sledk\u016f \u00farazu. Dle z\u00e1va\u017enosti t\u011bchto n\u00e1sledk\u016f pak poji\u0161\u0165ovna vypl\u00e1c\u00ed v\u00fd\u0161i. N\u011bco jin\u00e9ho bude znamenat ztr\u00e1ta zubu v d\u016fsledku \u00farazu a n\u011bco jin\u00e9ho pak ztr\u00e1ta kon\u010detiny. V\u0161e je ur\u010deno tabulkou, pomoc\u00ed n\u00ed\u017e se \u0161koda vy\u010d\u00edsluje. D\u016fle\u017eitou roli zde hraje tak\u00e9 l\u00e9ka\u0159sk\u00fd posudek.Pojistit se lze i proti v\u00e1\u017en\u00fdm nemocem a \u00faraz\u016fm. Toto pln\u011bn\u00ed slou\u017e\u00ed p\u0159edev\u0161\u00edm k \u00fahrad\u011b n\u00e1klad\u016f spojen\u00fdch s l\u00e9\u010dbou. To znamen\u00e1 nap\u0159\u00edklad n\u00e1kup zdravotn\u00edch pom\u016fcek, doplacen\u00ed l\u00e9k\u016f, v\u00fdplatu pe\u010dovatelce \u010di nadstandardn\u00ed l\u00e9\u010dbu. Zpravidla se lze pojistit bu\u010f z\u00e1kladn\u00edm tarifem \u010d\u00edtaj\u00edc\u00edm infarkt, rakovinu, c\u00e9vn\u00ed mozkovou p\u0159\u00edhodu a ledvinov\u00e9 selh\u00e1n\u00ed, nebo je mo\u017en\u00e9 si p\u0159iplatit za kompletn\u00ed variantu zahrnuj\u00edc\u00ed 38 diagn\u00f3z.Tak\u00e9 trval\u00e9 n\u00e1sledky nemoci lze pojistit. Nemoc je zde rozhoduj\u00edc\u00ed \u2013 k nemoci samotn\u00e9 toti\u017e mus\u00ed doj\u00edt a\u017e v pr\u016fb\u011bhu platn\u00e9ho poji\u0161t\u011bn\u00ed, jinak jej\u00ed n\u00e1sledky n\u00e1rokovat nelze. Pojistit lze nap\u0159\u00edklad ztr\u00e1tu sluchu, \u0159e\u010di, zraku, ochrnut\u00ed, ztr\u00e1ty schopnosti \u0159\u00eddit automobil a mnoh\u00e9 dal\u0161\u00ed. Pojistn\u00e1 \u010d\u00e1stka se pohybuje a\u017e do v\u00fd\u0161e 2 500 000 K\u010d.Poji\u0161t\u011bn\u00ed invalidity nebo dlouhodob\u00e9 p\u00e9\u010de pom\u00e1h\u00e1 s finan\u010dn\u00edmi n\u00e1klady souvisej\u00edc\u00edmi s jeho invaliditou (nap\u0159\u00edklad bezbari\u00e9rov\u00fd p\u0159\u00edstup) a nahrazuje jeho dlouhodob\u00fd p\u0159\u00edjem. Existuje tak\u00e9 verze s v\u00fdplatou do\u017eivotn\u00ed renty.Dal\u0161\u00edmi mo\u017enostmi jsou pak poji\u0161t\u011bn\u00ed o\u0161et\u0159ov\u00e1n\u00ed dosp\u011bl\u00e9ho jedince, denn\u00edho od\u0161kodn\u00e9ho za dobu l\u00e9\u010den\u00ed \u00farazu, hospitalizace, pracovn\u00ed neschopnosti z d\u016fvodu nemoci a mnoh\u00e9 dal\u0161\u00ed.                                                                                                                                                                                                                                                                                                                                                                                         3.4\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Lidsk\u00e9 zdrav\u00ed k nezaplacen\u00ed","item":"https:\/\/www.gapron.cz\/lidske-zdravi-k-nezaplaceni\/#breadcrumbitem"}]}]